7 Auto Insurance Discounts Seniors Forget to Claim (But Should)

2. The “Defensive Driver” Certification

This is the “Gold Standard” for senior discounts. Most states mandate that insurance companies must offer a discount to seniors who complete a certified safety course.

We know what you’re thinking: “I don’t want to sit in a classroom for 8 hours.”

You don’t have to. Organizations like AARP and AAA offer these courses online. They usually cost around $20 and take a few hours to complete from the comfort of your living room.

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** The Math:** spending $20 on a course could save you $100 to $200 per year on premiums for the next three years. That is a massive return on investment.

Action Step: Google “Mature Driver Course [Your State]” to see approved providers.

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